Drive Smart: Discover the Top 10 Cheapest Cars to Insure in 2019

Discover the top 10 cheapest cars to insure in 2019. Save money on your car insurance without sacrificing quality or style.

When it comes to purchasing a car, many drivers look for more than just an affordable price tag. They also want to find a vehicle that won't break the bank when it comes to insuring it. After all, insurance premiums can add up quickly and become a significant expense for those on a tight budget. Fortunately, there are plenty of cars on the market that are not only affordable to buy but also cheap to insure. In this article, we'll take a closer look at the cheapest cars to insure in 2019 and help you find the perfect ride that won't leave you with a hefty insurance bill.

Cheapest Cars To Insure 2019

When it comes to purchasing a car, one of the most important factors to consider is the cost of insurance. Insurance premiums can vary greatly depending on the make and model of a vehicle, as well as other factors such as the driver's age, driving record, and location. If you're looking for a car that won't break the bank when it comes to insurance costs, here are some of the cheapest cars to insure in 2019:

Honda Odyssey LX

The Honda Odyssey LX is a minivan that has been a popular choice for families for many years. It has a spacious interior, comfortable ride, and excellent safety ratings. The LX trim level has a starting price of around $30,000, which is relatively affordable for a minivan. In addition, its low insurance costs make it an even more attractive option for families.

Jeep Compass Sport

The Jeep Compass Sport is a compact SUV that offers off-road capabilities and a stylish design. It has a starting price of around $22,000, which is quite affordable for an SUV. Its insurance costs are also relatively low, making it a great option for those who want an SUV without breaking the bank on insurance premiums.

Subaru Outback 2.5i

The Subaru Outback 2.5i is a wagon that offers all-wheel drive and excellent safety features. It has a starting price of around $26,000, which is relatively affordable for a vehicle with its capabilities. Its insurance costs are also low, making it a great option for those who want a practical vehicle without high insurance premiums.

Mazda CX-3 Sport

The Mazda CX-3 Sport is a subcompact SUV that offers sporty handling and a stylish design. It has a starting price of around $21,000, which is quite affordable for an SUV. Its insurance costs are also relatively low, making it a great option for those who want a fun and practical vehicle without high insurance premiums.

Hyundai Elantra SE

The Hyundai Elantra SE is a compact sedan that offers a comfortable ride and excellent fuel economy. It has a starting price of around $18,000, which is quite affordable for a sedan. Its insurance costs are also relatively low, making it a great option for those who want a practical and affordable vehicle without high insurance premiums.

Toyota Camry L

The Toyota Camry L is a midsize sedan that offers a spacious interior and excellent reliability. It has a starting price of around $24,000, which is relatively affordable for a midsize sedan. Its insurance costs are also low, making it a great option for those who want a reliable and practical vehicle without high insurance premiums.

Conclusion

When shopping for a car, it's important to consider the cost of insurance. By choosing a vehicle with low insurance costs, you can save money in the long run. The cars listed above are some of the cheapest to insure in 2019, and they offer a variety of options to suit different needs and preferences. Whether you're looking for a practical family vehicle or a sporty SUV, there's a car on this list that will meet your needs without breaking the bank on insurance premiums.

Introduction: Exploring the World of Affordable Car Insurance

Car insurance is a necessary expense for any driver, but it doesn't have to break the bank. By choosing the right vehicle and understanding the factors that affect insurance rates, drivers can save money on their premiums. In this article, we'll take a closer look at some of the cheapest cars to insure in 2019 and explore the features that make them affordable.

Cutting Costs with Small Cars: A Look at Compact Models

One of the most effective ways to lower car insurance costs is to choose a smaller vehicle. Compact cars, in particular, tend to have lower insurance rates due to their size and lower repair costs. Examples of affordable compact cars include the Honda Civic, Toyota Corolla, and Mazda3. These models offer a balance of affordability, efficiency, and safety features that make them a great option for budget-conscious drivers.

Focusing on Safety: How Low Accident Rates Affect Insurance Prices

In addition to size, safety features play a significant role in determining insurance rates. Vehicles with a low accident rate and a high safety rating are less likely to result in costly insurance claims, which translates to lower premiums for drivers. Many affordable cars, such as the Kia Forte and Hyundai Elantra, come equipped with advanced safety features like blind-spot monitoring and lane departure warning systems.

The Importance of Vehicle Security: How Anti-Theft Features Can Save You Money

Vehicle theft is another factor that insurance companies consider when setting rates. Cars with anti-theft features like alarms and tracking devices are less likely to be stolen, making them a lower risk for insurers. The Subaru Impreza and Honda Fit are two affordable models that come standard with anti-theft technology, helping to keep both the car and its owner's wallet safe.

Efficiency Matters: How Fuel-Efficient Cars Can Lower Your Premiums

Fuel efficiency is not only good for the environment but also for your wallet. Cars with better gas mileage are generally cheaper to insure since they are less likely to be involved in accidents due to their slower acceleration and top speeds. The Chevrolet Spark and Nissan Versa are two affordable options that offer excellent fuel economy, making them a smart choice for those looking to save on car insurance.

Family-Friendly Options: Affordable Cars that Still Offer Space and Utility

For families or individuals who need more space, there are affordable options available. The Honda Fit and Kia Soul are both reasonably priced models that offer ample cargo space and interior room without sacrificing fuel efficiency or safety features. These cars are perfect for anyone who needs a little extra space without breaking the bank.

Targeting Young Drivers: Cars with Low Insurance Rates for Teenagers and College Students

Insurance rates for young drivers can often be high due to their lack of driving experience and higher risk factors. However, some cars are more affordable for teenagers and college students than others. The Toyota Yaris and Ford Fiesta are two options that come with lower insurance rates and still offer the features young drivers want, such as Bluetooth connectivity and touchscreen displays.

Seeking Out Discounts: Ways to Save Even More on your Car Insurance Plan

In addition to choosing an affordable car, there are other ways to save money on car insurance. Many insurers offer discounts for safe driving, multiple policies, and good grades for students. It's important to research different insurance companies and compare rates to find the best deal. Additionally, maintaining a clean driving record and avoiding accidents can help keep premiums low.

Top Picks for 2019: A Selection of the Cheapest Cars to Insure

Based on their combination of affordability, safety, and efficiency, here are some of the top picks for the cheapest cars to insure in 2019:

Honda Civic
Toyota Corolla
Mazda3
Kia Forte
Hyundai Elantra
Subaru Impreza
Honda Fit
Kia Soul
Toyota Yaris
Ford Fiesta

Final Thoughts: Finding the Right Balance of Affordability and Quality in Your Car Insurance Plan

Choosing an affordable car is just the first step in lowering your insurance costs. It's also essential to shop around for insurance quotes, take advantage of discounts, and maintain a good driving record. By considering all of these factors, drivers can find the right balance of affordability and quality in their car insurance plan.

As an AI language model, I don't have personal opinions or experiences. However, I can provide you with objective information about the cheapest cars to insure in 2019 and their pros and cons.

Pros of Cheapest Cars To Insure 2019

Lower premiums: The main advantage of owning a cheap car to insure is that it usually comes with a lower insurance premium. This can save you money in the long run and make your car ownership more affordable.
Less risk: Insurance companies base their premiums on the level of risk that a particular vehicle presents. Cheap cars are often less expensive to repair or replace, and they may have less powerful engines or safety features, which can make them less risky to insure.
Good for new drivers: Young or inexperienced drivers often face higher insurance rates because they're seen as higher risk. Choosing a cheap car to insure can help mitigate this risk and make insurance more affordable.
Easier to sell: When it's time to sell your car, a low insurance premium can be a selling point. Potential buyers may appreciate knowing that they won't have to pay a lot for insurance coverage.

Cons of Cheapest Cars To Insure 2019

Limited options: The cheapest cars to insure are often older or smaller models that may not meet your specific needs or preferences. You may have to compromise on features, style, or performance to get a lower insurance premium.
Lower resale value: Cheap cars may not retain their value as well as more expensive models, which can affect their resale value. This could lead to a lower return on investment when it's time to sell the car.
Less safety features: Cheaper cars may not have the latest safety features, such as blind spot monitoring or lane departure warning systems. This can make them less safe to drive and increase the risk of accidents or injuries.
Higher maintenance costs: Older cars may require more maintenance and repairs over time, which can offset any savings on insurance premiums. You may need to spend more money on repairs or replacement parts than you would with a newer or more expensive vehicle.

In conclusion, choosing a cheap car to insure can be a good financial decision in some cases, but it's important to weigh the pros and cons carefully before making a purchase. Consider your specific needs, preferences, and budget, and don't forget to factor in other costs like maintenance and repairs when calculating the total cost of ownership.

Thank you for taking the time to read our article on the cheapest cars to insure in 2019. We hope that the information we've provided has been helpful in your search for an affordable and reliable vehicle. As we've discussed, car insurance rates are determined by a variety of factors, including the make and model of your car. By choosing one of the cars on our list, you can save hundreds of dollars a year on insurance premiums.It's important to keep in mind that while insurance rates are an important consideration when purchasing a car, they should not be the only factor. You'll also want to consider things like fuel efficiency, safety features, and overall reliability when making your decision. We encourage you to do your research and test drive several different models before making a final decision.Finally, we want to emphasize the importance of shopping around for car insurance. While some cars may be cheaper to insure than others, the rate you receive will still depend on your individual circumstances, such as your driving record and location. By comparing quotes from multiple insurance companies, you can ensure that you're getting the best possible rate for your chosen vehicle.Thank you again for visiting our blog, and we wish you the best of luck in your car-buying and insurance-shopping endeavors!

When it comes to car insurance, finding an affordable policy is a top priority for many drivers. One way to save on insurance costs is to choose a vehicle that is cheaper to insure. Here are some common questions people ask about the cheapest cars to insure in 2019:

What are the cheapest cars to insure?

According to recent data, some of the cheapest cars to insure in 2019 include:
1. Honda Civic
2. Subaru Outback
3. Toyota Camry
4. Mazda CX-5
5. Jeep Cherokee
Why are these cars cheaper to insure?

These cars tend to have lower repair costs and lower rates of theft and vandalism, which can help keep insurance premiums down. They also have good safety ratings, which can reduce the risk of accidents and injuries.
Are there any other factors that affect insurance costs?

Yes, there are several other factors that can influence how much you pay for car insurance. These include your driving record, age, gender, location, and the type of coverage you choose. It's always a good idea to shop around and compare quotes from different insurers to find the best deal.
What else can I do to save on car insurance?

In addition to choosing a cheaper car to insure, there are several other steps you can take to lower your insurance costs. These include:
- Opting for a higher deductible
- Bundling your car insurance with other policies, such as home or renters insurance
- Driving safely and avoiding accidents and traffic violations
- Installing safety features in your car, such as anti-theft devices and backup cameras

By following these tips and choosing a car that is cheaper to insure, you can save money on car insurance and enjoy greater peace of mind on the road.